FEA Service was designed to simplify and speed up access to the Guarantee Fund for SMEs (FDG PMI) by using the FEA protocol (Facilitated Electronic Flow) 2.0 made available by Medio Credito Centrale (MCC), which enables access requests and risk events to be sent in massive numbers via a special standard flow.
The difference compared to normal operations, which consist of manual data uploading directly on to the MCC portal, is clear, especially if FEA Service is used, so that the majority of the data required is taken from the existing Bank systems.
The MCC Rating calculation integrated in the application completes the solution and offers the opportunity to promptly pre-assess potential beneficiaries.
The complete platform for computerised management of all the procedures regarding National and Local Calls for Subsidised Laws, Tenders and Contracts, which involves various parties: Public Body, Enterprise, Concessionary Bank.
The service handles all the phases of acceptance, investigation, reporting, calculation of plans and resolutions.
The main objectives are to:
Guide the user when completing the application to facilitate uploading
Automate the investigations into the applications and minimise the risk of error in calculating the indices and in identifying the classifications
Facilitate reporting and any disbursement of contributions and help create liquidation plans, where required.
Reduce the times to issue the investigation results or disburse the subsidised loans.
It provides complete, efficient management of the main processes for a guarantee fund. Credit limit monitoring is particularly advanced. Thanks to a special transaction registration procedure, the system is always able to provide in real time various amounts, e.g. the guaranteed amount, the real exposure, the residual credit limit, the amount examined. In the case of revolving funds, the system is able to trace the reconstitution of the fund via the registration of the amounts returned. Other main features include:
Admission to the fund
Enforcement of the guarantee
Interface with accounting
Calculation of the costs of investigation, file management, premiums, acceptance fees
Data Controller's contact details
Before browsing or providing data, users are kindly asked to read not only this general notice, but also any specific information notices issued from time to time, according to Article 13 of the GDPR, before accessing popular or informative services or reserved areas on the Website, which involve sending personal data.
Data Controller's contact details
The Data Controller is Pegaso 2000 s.r.l., with registered office in Via Gramsci 6, Corciano (PG), tel. +39.075.5173501
Any communications regarding privacy can be sent to the e-mail address HYPERLINK "mailto:" .
Purposes and legal basis of the processing
The Website mainly provides information on the business activities carried out by Pegaso 2000 s.r.l. We process any personal data identified on this page in order to carry out tasks of public interest (Article 6, para. 1, letter e, GDPR).
Categories of processed data
While browsing the Website, information about the visitor may, therefore, be acquired as follows:
When the electronic system and software procedures used to run this Website are operating normally, they acquire some personal data, which is implicitly transmitted when using Internet communication protocols.
This category includes IP addresses or domain names of the computers used by Users, who connect with the Website, the URI (Uniform Resource Identifier) coded addresses for the resources requested, the time of the request, the method used to send the request to the server, the size of the file obtained in reply, the numeric code indicating the status of the response given by the server (successful, error, etc) and other parameters regarding the User’s operating system and electronic environment.
This data is used only to acquire anonymous, statistical information regarding the use of the Website (the most popular pages, time slot, etc.) and to check it is operating correctly, It is deleted after processing. The data could be used to ascertain liability in the event of hypothetical computer crimes against the Website. Except for this eventuality, data regarding website contacts remain no longer than is strictly necessary to use the Website or to fulfil the current statutory obligations for public safety or as requested by the control authorities.
Data provided voluntarily by the user
E-mails sent as an explicit, voluntary option to the addresses given on this Website and completing and sending forms present on the Website entail the subsequent acquisition of not only the sender’s address, required to answer the requests, but also any other personal data included in the message.
The so-called session cookies (which are not permanently stored on the user's computer and disappear when the browser is closed) are used strictly to transmit the session IDs (consisting of numbers casually generated by the server) required to enable you to explore the website securely and efficiently.
The so-called session cookies used on this website avoid the use of other potentially harmful IT techniques, which may prejudice users' confidential browsing and they do not allow us to acquire the user's personal identification data.
Voluntary provision of data
With the exception of what is specified for browser data, the User is free to provide personal data on the forms available on the Website or indicated in the section "Contacts" in order to ask for information or other communications. If you fail to provide the aforementioned data, it could be impossible for us to respond to your request.
Period of data conservation
We will keep your personal data for no longer than is necessary to achieve the purposes, for which we collected and subsequently processed it.
Recipients of the data
Your personal data is processed by the technical personnel at Pegaso 2000 s.r.l., who are duly authorised and trained according to specific instructions on the processing purposes and procedures, or by people who are authorised to carry out occasional maintenance operations.
Rights of the Data Subject
The data subject may at any time contact Invitalia for complete clarity on the processing operations and to exercise the rights reserved to him pursuant to Articles 15 et seq. of the GDPR, according to the procedures and within the limits indicated therein, taking into account the institutional role played by Invitalia. More specifically, merely as an example, the data subject may ask Invitalia at any time to:
Confirm whether or not his personal data is currently being processed and in that case to obtain access to same data;
Rectify incorrect and/or incomplete data stored by Pegaso 2000 s.r.l. (so-called “right to rectify”);
Erase the data it has sent to Invitalia in compliance with the provisions in Article 17 of the GDPR (so-called "right to be forgotten");
Restrict data processing (so-called “right to restriction of processing");
Lastly, the data subject also has the right to file a claim to the Italian Data Protection Authority.
Date of latest update: 25 May 2018